Accepted payments policy
Our accepted payments policy gives buyers and sellers on eBay convenient payment options. To help ensure a safe marketplace, as a seller you can only use our approved payment methods. You also must state in your listing which specific payment methods you accept. If you accept a payment method, don’t place limitations on what forms of it you accept.
Make sure your listing follows these guidelines. If it doesn't, it may be removed, and you may be subject to a range of other actions, including limits of your buying and selling privileges and suspension of your account.
What are the guidelines?
Credit card or debit card processed through the seller's Internet merchant account
Your payment is safe and secure. You can choose to save your card to your eBay account. Remove a card anytime in your My eBay account settings.
Payment upon pickup
If you offer payment upon pickup, you'll also need to offer one of the approved electronic methods, and may include this statement in your listing: "Contact me for payment methods to pay on pickup."
Bank-to-bank transfers (also known as bank wire transfers and bank cash transfers)
Online payment services: Allpay.net, CertaPay, Fiserv, Nochex.com, XOOM
Any payments that occur outside of eBay pages are not allowed, except in certain listing categories.
See the full list of categories that allow bank-to-bank transfers, checks, money orders, and the permitted online payment services.
Sending cash through the mail
Sending cash or money orders through instant, point-to-point cash transfer services (that aren't banks) such as Western Union or MoneyGram
Mailing checks or money orders (except for items in categories specifically permitted)
Paying through bank-to-bank transfers (except for items in categories specifically permitted)
Paying by "topping off" a seller's prepaid credit or debit card
Paying using online or other payment methods not specifically permitted in this policy
Asking buyers to contact you for additional payment methods, or including misleading or unclear payment information
Offering a payment method to some buyers and not to others
Discouraging buyers from using any payment method you specified in the listing
Discouraging buyers from using eBay's accepted payment methods
Asking buyers to pay using a method not mentioned in the listing
Paying with Virtual or Cryptocurrencies
Placing limitations on payment methods you accept. For example:
"I accept PayPal but do not accept credit card payments through PayPal"
"I only accept PayPal if the bid amount is greater than $15"
These rules apply to all transaction-related correspondence between a seller and buyer, as well as to the listings.
In addition, you aren't allowed to make statements such as:
"Contact us for payment information."
"Contact us for other payment methods."
"Contact us for your preferred payment method."
"Buyers may request to pay by check or money order."
Categories allowing bank-to-bank transfers, checks, money order and online payment services.
Coins & Paper Money > Bullion > Wholesale Bullion
Motors > Cars & Trucks > Collector Cars
Motors > Other Vehicles & Trailers
Motors > Automotive Tools & Supplies > Air Compressors
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Brake Lathes
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Auto Lifts & Frame Machines
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Other Shop Equipment
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Paint Booths
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Tire Changers / Wheel Balancers
Motors > Parts & Accessories > Aviation Parts > Engines
Motors > Parts & Accessories > Boat Parts > Motors/Engines & Components > Outboard Motors & Components > Over 200 hp
Motors > Parts & Accessories > Car & Truck Parts > Engines & Components
Motors > Parts & Accessories > Motorcycle Parts > Engines & Components
Motors > Parts & Accessories > Performance & Racing Parts > Auto Performance Parts > Engine & Components
Motors > Parts & Accessories > Salvage Parts Cars
Motors > Parts & Accessories > Vintage Car & Truck Parts > Engines & Components
Business & Industrial > Construction > Buildings, Modular & Pre-Fab
Business & Industrial > Healthcare, Lab & Life Science > Imaging & Aesthetics Equipment
Business & Industrial > Heavy Equipment (all subcategories)
Business & Industrial > Heavy Equipment Parts & Accessories (all subcategories)
Business & Industrial > Manufacturing & Metalworking > Woodworking > Equipment & Machinery
Business & Industrial > Industrial Supply & MRO > Cleaning Equipment & Supplies > Sweepers & Scrubbers
Business & Industrial > Industrial Supply& MRO > Fork Lifts & Other Lifts
Business & Industrial > MRO & Industrial Supply > HVAC > HVAC Units
Business & Industrial > Printing & Graphic Arts > Bindery & Finishing Equipment
Business & Industrial > Printing & Graphic Arts > Commercial Printing Presses
Business & Industrial > Printing & Graphic Arts > Plotters, Wide Format Printing
Business & Industrial > Restaurant & Catering > Commercial Kitchen Equipment > Cooking & Warming Equipment > Ovens & Ranges
Business & Industrial > Restaurant & Catering > Concession Trailers & Carts > Concession Trailers
Business & Industrial > Restaurant & Catering > Refrigeration & Ice Machines
Everything Else > Adult Only
Why does eBay have this policy?
This policy helps to create a successful shopping and selling experience by encouraging online payment methods that are safe, easy to use, and offer strong protections for members.