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Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter? by Office of Office of the Comptroller of the Currency (2015, Trade Paperback)
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About this product
Product Information
This paper focuses on potential interaction between the mortgage underwriting and pricing decisions for fair lending analysis of mortgage pricing. We argue that the loan approval or denial decision determines the loan origination population and therefore the underwriting policies might affect the fair lending assessment of the subsequent pricing decisions. The paper also finds that sample selection bias test and estimation are subject to omitted variables and recommends the study of banks' lending policies to better incorporate the decision-making process in fair lending analysis.Product Identifiers
PublisherCreateSpace
ISBN-101505375754
ISBN-139781505375756
eBay Product ID (ePID)209174587
Product Key Features
Number of Pages32 Pages
Publication NameFair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?
LanguageEnglish
Publication Year2015
SubjectGeneral
TypeNot Available
AuthorOffice of Office of the Comptroller of the Currency
Subject AreaRéférence
FormatTrade Paperback
Dimensions
Item Height0.1 in
Item Weight4.8 Oz
Item Length11 in
Item Width8.5 in
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