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Community Development Financial Institutions (CDFI) Fund: Programs and Policy Is
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Located in: Fairfield, Ohio, United States
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eBay item number:365255587780
Item specifics
- Condition
- Brand New: A new, unread, unused book in perfect condition with no missing or damaged pages. See all condition definitionsopens in a new window or tab
- ISBN-13
- 9781508432890
- Type
- NA
- Publication Name
- NA
- ISBN
- 9781508432890
About this product
Product Identifiers
Publisher
CreateSpace
ISBN-10
1508432899
ISBN-13
9781508432890
eBay Product ID (ePID)
234907745
Product Key Features
Book Title
Community Development Financial Institutions (Cdfi) Fund: Programs and Policy Issues
Number of Pages
32 Pages
Language
English
Publication Year
2015
Topic
Public Policy / City Planning & Urban Development
Genre
Political Science
Book Series
Crs Reports
Format
Trade Paperback
Dimensions
Item Height
0.1 in
Item Weight
4.8 Oz
Item Length
11 in
Item Width
8.5 in
Additional Product Features
Intended Audience
Trade
Synopsis
As communities face a variety of economic challenges, some are looking to local banks and financial institutions for solutions that address the specific development needs of low-income and distressed communities. Community development financial institutions (CDFIs) provide financial products and services, such as mortgage financing for homebuyers and not-for-profit developers; underwriting and risk capital for community facilities; technical assistance; and commercial loans and investments to small, start-up, or expanding businesses. CDFIs include regulated institutions, such as community development banks and credit unions, and nonregulated institutions, such as loan and venture capital funds. The Community Development Financial Institutions Fund (CDFI Fund), an agency within the Department of the Treasury, administers several programs that encourage the role of CDFIs and similar organizations in community development. Nearly 1,000 financial institutions located throughout all 50 states and the District of Columbia are eligible for the CDFI Fund's programs to provide financial and technical assistance to meet the needs of businesses, homebuyers, community developers, and investors in distressed communities. In addition, the fund allocates the New Markets Tax Credit to more than 5,000 eligible investment vehicles in low-income communities (LICs). This report begins by describing the CDFI Fund's history, current appropriations, and each of its programs. A description of the fund's process of certifying certain financial institutions to be eligible for the fund's program awards follows. The next section provides an overview of each program's purpose, use of award proceeds, eligibility criteria, and relevant issues for Congress. The final section analyzes four policy considerations of congressional interest regarding the fund and the effective use of federal resources to promote economic development. First, it analyzes the debate on targeting development assistance toward particular geographic areas or low-income individuals generally. Prior research indicates that geographically targeted assistance, like the fund's programs, may increase economic activity in the targeted place or area. However, this increase may be due to a shift in activity from an area not eligible for assistance. Second, it analyzes the debate over targeting economic development policies toward labor or capital. The fund's programs primarily rely on the latter, such as encouraging lending to small businesses rather than targeting labor, such as wage subsidies. Research indicates the benefits of policies that reduce capital costs in a targeted place may not be passed on to local laborers in the form of higher wages or increased employment. Third, it examines whether the fund plays a unique role in promoting economic development and if it duplicates, complements, or competes with the goals and activities of other federal, state, and local programs. Although CDFIs are eligible for other federal assistance programs and other agencies have a similar mission as the fund, the fund's programs have a particular emphasis on encouraging private investment and building the capacity of private financial entities to enhance local economic development
Item description from the seller
Seller feedback (1,054,252)
- g***r (1266)- Feedback left by buyer.Past monthVerified purchaseGreat item. Fast shipping. Very pleased.
- o***s (570)- Feedback left by buyer.Past monthVerified purchaseGreat, book! Fast shipping and excellent packing. Fantastic seller, thanks!
- _***f (27)- Feedback left by buyer.Past monthVerified purchaseThe book arrived in pristine condition- brand new and wrapped in plastic. This book was priced very fairly. Delivery took a little longer than expected, but the seller was very responsive and transparent. Overall, this has been a great experience and I would buy from this seller again.
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Seller feedback (1,054,252)
- g***r (1266)- Feedback left by buyer.Past monthVerified purchaseGreat item. Fast shipping. Very pleased.
- o***s (570)- Feedback left by buyer.Past monthVerified purchaseGreat, book! Fast shipping and excellent packing. Fantastic seller, thanks!
- _***f (27)- Feedback left by buyer.Past monthVerified purchaseThe book arrived in pristine condition- brand new and wrapped in plastic. This book was priced very fairly. Delivery took a little longer than expected, but the seller was very responsive and transparent. Overall, this has been a great experience and I would buy from this seller again.